Claire broke up with her long term de facto partner, David, 6 months ago.
Claire lives on her own and has no dependants.
Her mum and sister live in the same town.
Claire has $120,000 superannuation and life insurance of $300,000 with SuperFundA.
Claire changed her superannuation nomination with SuperFundA – it’s a binding death benefit nomination and she has nominated her mum and her sister.
Claire has a car accident and dies immediately.
SuperFundA rejects Claire’s superannuation nomination. As mum and sister are not dependent on Claire, she cannot nominate them.
David states that he is a dependent of Claire and SuperFundA gives Claire’s superannuation and life insurance to David.
Her mum and sister miss out.
If Claire had seen us, we would have recommended Claire sign a binding nomination to her LPR/estate and then have a new Will gifting these to her mum and sister. Claire could also have a stat dec stating that David is not dependent on her.
If you don’t want to be Claire, book a free strategy session by calling 9800 1217 or book here: https://greatsouthernwills.com.au/book-a-free-consultation/
